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Moist banana chocolate chip bread sliced on a wooden board, with melted chocolate chips and ripe bananas in the background.

Banana Chocolate Chip Bread – Moist Banana Bread Recipe with Chocolate Chips

This Banana Chocolate Chip Bread is the ultimate sweet treat—moist, fluffy, and packed with gooey chocolate chips in every bite. Made with ripe bananas and pantry staples, it’s perfect for breakfast, dessert, or snacking. A cozy classic with a chocolatey twist!
Prep Time 15 minutes
Total Time 1 hour 45 minutes
Course Breakfast, Dessert, Snack
Cuisine American, Comfort Baking
Servings 1 loaf (8–10 slices)
Calories 220 kcal

Equipment

  • Loaf pan (8x4 or 9x5)
  • Mixing bowl
  • Whisk
  • Rubber spatula
  • Cooling rack
  • Optional: stand mixer or hand mixer

Ingredients
  

  • 3 ripe bananas, mashed
  • ½ cup melted butter or oil
  • ¾ cup sugar (white, brown, or coconut)
  • 2 eggs
  • 1 tsp vanilla extract
  • 1 ½ cups all-purpose flour (or gluten-free blend)
  • 1 tsp baking soda
  • ¼ tsp salt
  • ¾ cup semi-sweet chocolate chips
  • Optional: ¼ cup Greek yogurt or sour cream for extra tenderness

Instructions
 

  • Preheat oven to 350°F (175°C). Grease your loaf pan.
  • Mash bananas in a large bowl until smooth.
  • Add melted butter/oil, sugar, eggs, and vanilla. Mix until combined.
  • Gently fold in flour, baking soda, and salt.
  • Stir in chocolate chips.
  • Pour batter into prepared pan and smooth the top.
  • Bake for 50–60 minutes, or until a toothpick comes out clean.
  • Cool in pan for 10 minutes, then transfer to a rack to cool completely.
  • Slice and enjoy!

Notes

  • Use very ripe bananas for best flavor and moisture.
  • Don’t overmix the batter—this keeps the crumb soft.
  • For muffins: divide batter into a lined muffin tin and bake for 18–22 minutes.
  • Freeze slices individually for quick snacks.
  • Add-ins like cinnamon, espresso powder, or chopped nuts can elevate the flavor.
  • For a bakery-style finish, sprinkle cinnamon streusel on top before baking.
Keyword Banana bread, chocolate chip, easy baking, freezer-friendly, Kid-Friendly, Moist Loaf, quick bread